INVESTMENTS – WHAT YOU CAN EXPECT
Our primary objective is to grow your wealth over the long term through a diversified, risk-appropriate approach tailored to your unique needs and circumstances.
We offer a broad range of investment solutions – from unit trusts (collective investment schemes) to shares, endowments and tax-free savings accounts. Portfolios are constructed across asset classes, geographic regions and investment managers to enhance stability and long-term performance. We also consider the trade-off between risk and return, using financial modelling tools to illustrate potential outcomes and support informed decision-making.
Investing locally
Local investments, particularly unit trusts, provide access to listed companies and a wide range of asset classes.
Key benefits of unit trusts include:
• Affordable and convenient (lump sum and debit order options)
• Easy access to funds (typically within 48 hours)
• Regulated, transparent and well-disclosed
We offer a curated range of funds, including our in-house Plexus Wealth BCI Funds, all with established track records. Read more about our funds.
Investing offshore
With South Africa representing less than 1% of the global economy, offshore investing is a key component of a well-diversified portfolio. It helps reduce overall risk and provides access to opportunities not available locally.
We provide access to global markets through:
- Rand-denominated international funds
- Foreign currency investments (utilising allowances of up to R11 million per year)
Investment philosophy
Our philosophy is rooted in the principles of Benjamin Graham, emphasising the importance of consistent and growing income streams.
We focus on high-quality assets with predictable cash flows and the ability to grow income ahead of inflation. By prioritising income yield and income growth, we aim to deliver sustainable, inflation-beating returns over time.
Across all portfolios and strategies, we apply the following principles:
- Flexibility and liquidity
- Transparency and cost efficiency
- Tax efficiency
- Balanced equity exposure
- Capital stability and inflation protection
All underlying investments and managers included in our solutions are selected through a rigorous due diligence process. This includes evaluating investment philosophies, performance and consistency, supported by ongoing research into both local and global markets.
CONTACT US
Durban
T: +27 (0)31 940 0470
Cape Town
T: +27 (0)21 205 4644
Johannesburg
T: +27 (0)31 940 0470
Office Hours: Monday to Friday, 07h30 - 16h00
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